Personal Loan Application – New Jersey State PBA FCU Forms

1What type of loan are you applying for?

2Applicant Information

3Employment/Income

4Co-Applicant/Spouse/Guarantor Information

5Signatures

Complete your application in just a few minutes.

Current Personal Loan Rates

Personal Loans Under $10,000

Starting at 7.75% APR*

Personal Loans Over $10,000

Starting at 11.75% APR*

Line of Credit

12.75% APR*

*Rates subject to credit approval.

What type of loan would you like to apply for?

Select the loan product that best fits your financial needs.

Type of Loan(Required)

Personal Loan

Line of Credit

Share-Secured Loan

How much would you like to apply for?

Loan Amount(Required)

Please enter a number from 0 to 15000.

Primary Applicant Information

Name(Required)

First Last

Social Security Number(Required)

NJSPBAFCU Member #(Required)

Phone(Required)

Email Address(Required)

Address(Required)

Street Address Address Line 2 City State ZIP Code

How will you repay the loan?(Required)

Payroll Deduction

Automatic Payment From Primary Bank Account

Transfer From NJSPBAFCU Account

Manual Payments

Loan Purpose(Required)

If other, please describe:

Housing Status(Required)

Creditor/Landlord Name(Required)

Monthly Payment

Include tax and insurance

Owed By

Applicant

Other

Years at this address(Required)

Enter # of years

PREVIOUS ADDRESS (if less than 2 years at current address)

Street Address Address Line 2 City State ZIP Code

Housing Status

Photo Identification

Accepted file types: pdf, jpg, jpeg, png, Max. file size: 256 MB.

Please upload a clear copy of your government-issued photo ID (driver’s license, state ID, or passport). Accepted formats: PDF, JPG, JPEG, or PNG

Employment/Income

Employment Status(Required)

Name of Employer(Required)

Employer Phone(Required)

Address of Employer(Required)

Street Address Address Line 2 City State ZIP Code

Start Date

ℹ️

Alimony, child support, or separate maintenance income does not need to be disclosed unless you would like it considered for repayment of this loan.

Annual Income(Required)

Other Income (Annual)

Source

Upload Your Two Most Recent Paystubs(Required)

Drop files here or

Accepted file types: pdf, png, jpg, Max. file size: 256 MB.

Please upload clear copies of your two most recent paystubs. Accepted formats: PDF, JPG, JPEG, or PNG. Screenshots are not accepted — payroll documents should be downloaded directly from your payroll provider or submitted as a clear photo/copy.

HAVE YOU BEEN AT YOUR CURRENT JOB LESS THAN TWO YEARS?(Required)

Yes

If retired, select NO

Estimated Credit Score(Required)

Excellent (720-850)

Good (680-719)

Fair (640-679)

Poor (580-639)

Very Poor (579 and below)

How Are You Applying?(Required)

Co-Applicant

Spouse

Guarantor

Applying Individually

If you are applying for this loan by yourself, select “Applying Individually”

Co-Applicant Information

Name(Required)

First Last

Social Security Number(Required)

Driver's License or State ID #(Required)

Date of Birth(Required)

Phone Number(Required)

Email Address(Required)

Photo Identification(Required)

Accepted file types: pdf, jpg, jpeg, png, Max. file size: 256 MB.

Please upload a clear copy of your Co-Applicant’s government-issued photo ID (driver’s license, state ID, or passport). Accepted formats: PDF, JPG, JPEG, or PNG.

Address(Required)

Street Address Address Line 2 City State ZIP Code

Co-Applicant's Estimated Credit Score(Required)

Excellent (720-850)

Good (680-719)

Fair (640-679)

Poor (580-639)

Very Poor (579 and below)

Co- Applicant Employment/Income

Name of Employer(Required)

Start Date(Required)

Address of Employer(Required)

Street Address Address Line 2 City State ZIP Code

If Self-Employed, Type of Business:

ℹ️

Alimony, child support, or separate maintenance income does not need to be disclosed unless you would like it considered for repayment of this loan.

Annual Income(Required)

Source

Upload Your Two Most Recent Paystubs(Required)

Drop files here or

Accepted file types: pdf, png, jpg, Max. file size: 256 MB.

Signatures

Other Information About You

Please answer the following questions before submitting your application.

Applicant: Are you a U.S. citizen or permanent resident alien?(Required)

Yes

Applicant: Do you currently have any outstanding judgements or have you ever filed for bankruptcy, had a debt adjustment plan confirmed under Chapter 13, had property foreclosed upon or repossessed in the last 7 years, or been a party in a lawsuit?(Required)

Yes

Co-Applicant: Do you currently have any outstanding judgements or have you ever filed for bankruptcy, had a debt adjustment plan confirmed under Chapter 13, had property foreclosed upon or repossessed in the last 7 years, or been a party in a lawsuit?(Required)

Yes

✓

By submitting this application, you certify that the information provided is true and accurate to the best of your knowledge. You agree to notify NJSPBAFCU of any significant changes to your financial information or obligations.

Untitled(Required)

Applicant: I authorize the credit union to obtain credit reports.

In connection with this application for credit and for any update, renewal or extension of the credit received. you understand that the Credit Union will rely on the information in this application and your credit report to make its decision. If you request, the Credit Union will tell you the name and address of any credit bureau from which it received a credit report on you. It is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications made to federal credit unions or state chartered credit unions insured by NCUA.

Untitled(Required)

Co-Applicant: I authorize the credit union to obtain credit reports.

Untitled(Required)

Loan Processing Fee Acknowledgement

I understand that there is a $25.00 loan processing fee associated with approved loans, and that this fee will be deducted from my final loan proceeds at the time of disbursement.

Signature(Required)

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